Mr. Cosmos Amankwah Owusu

Cosmos Amankwah Owusu is an accomplished risk management and actuarial expert with over 15 years of experience spanning insurance regulation, enterprise risk, actuarial science, and compliance. He currently leads the Risk Management function at the Minerals Income Investment Fund (MIIF), where he is responsible for establishing and overseeing the Fund’s enterprise-wide risk frameworks, ensuring robust mitigation strategies, and promoting a culture of risk awareness across departments and investee companies.

Before joining MIIF, Cosmos played key leadership role at Enterprise Group PLC, as the Group Risk & Compliance Manager. In this role he directed risk and compliance operations across multiple subsidiaries, developed regulatory compliance strategies, and built financial risk models to support investment and liquidity management.

His earlier career includes pivotal contributions at miLife Insurance Company Limited as Head of Actuarial and Compliance, and at the National Insurance Commission (NIC) as an Actuarial Analyst. At NIC, Cosmos played a central role in developing Ghana’s Risk-Based Supervision framework and solvency regime and led the implementation of the SDRs and the Vizor regulatory software.

Cosmos holds an MPhil in Risk Management and Insurance from the University of Ghana and a BSc in Actuarial Science from the University of Cape Coast. He is an Associate of the Chartered Insurance Institute (UK), a Certified Risk Analyst (CRA), and has completed other professional exams with the Society of Actuaries (USA).

He is widely recognized for his leadership in business continuity, regulatory compliance, and actuarial modeling, and has contributed to industry research and publications on risk-based supervision and insurance solvency.